November is the start of Diabetes Awareness Month, an especially important event with the increasing numbers of those individuals with type 2 diabetes in the United States. According to the 2014 Diabetes Report Card, 29 million Americans are currently living with diabetes; there are about 8.1 million who are still undiagnosed. [1] Shockingly, diabetes causes more deaths per year than AIDS and breast cancer combined. [2]

Type 1 diabetes accounts for only 5% of diabetes cases in the U.S. and there’s no known way to prevent it. Most Americans with type 1 diabetes are diagnosed in their middle teen years and must be on insulin injections or use an insulin pump for the rest of their lives. [1]

Type 2 diabetes makes up the other 90-95% of diabetes cases, usually associated with aging, obesity, family history, race and ethnicity, and lack of physical activity. [1] A diagnosis of diabetes can be delayed and possibly even prevented by losing weight, practicing 30 minutes of physical activity 5 days a week, and healthy eating. [3] 

Gestational diabetes often develops during the second or third trimester of pregnancy, and can cause complications for both the mother and baby. Risk factors for gestational diabetes are similar to those for type 2 diabetes, and can often lead to the onset of diabetes with another pregnancy or result in type 2 diabetes being diagnosed later in life. [1]

Diabetes in any form can cause a host of complications, including neuropathy, skin and eye disorders, kidney disease, stroke, and gastroparesis. Incorporating A1c with the insurance screening panel is an effective way of testing for applicants who are at increased risk of mortality because of pre-diabetes or diabetes.






Don’t fall victim to sleepless nights

by ExamOne on October 28, 2015

ladysleepingOn Sunday, November 1st, we will “fall back” as daylight savings time comes to an end, and people across the country set their clocks back one hour and gain an hour of sleep. Nights get darker earlier, but are you getting enough sleep to match the longer nights?

Currently, 40 million Americans suffer from chronic, long-term sleep disorders every year, with 20 million Americans experiencing occasional sleeping problems.[i] But a lack of sleep is just the tip of the iceberg—often sleep disorders are linked to insomnia and other various health conditions. Insomnia itself has a number of causes prevalent in many Americans:[ii]

  • Sleep Apnea or other sleeping disorders
  • Eating/drinking habits
  • Restless leg syndrome
  • Depression
  • Shift working
  • Frequent flyers
  • Medical illnesses causing pain

Additionally, long-term effects of sleep deprivation can contribute to the onset of high blood pressure, cardiovascular disease, stroke, obesity, cancer and psychiatric disorders such as depression. While a single laboratory test cannot detect if an applicant is lacking sleep, using standard testing can help identify some of the above health conditions – encouraging the applicant to assess their lifestyle habits. Incorporating Hemoglobin A1c into your testing profile can help identify hidden diabetes or pre-diabetes and screening older ages with NT-proBNP can highlight risk for congestive heart failure or other coronary diseases.

Some of these can’t be controlled through medication, but it is important to create healthy sleeping habits if possible. If you struggle with insomnia or getting a good night’s sleep on a regular basis, there are options to help you. The National Sleep Foundation recommends taking the following steps[iii] to ensure a good night’s sleep:

  • Keep a consistent sleep schedule — waking up and going to bed at the same times
  • Practice a relaxing bedtime ritual
  • Avoid naps, especially in the afternoon
  • Exercise daily
  • Make your room an ideal sleeping environment.
  • Sleep on a comfortable mattress and pillows
  • Use light to help manage circadian rhythms –avoid bright light in the evenings and expose yourself to sunlight in the morning
  • Avoid alcohol, heavy meals, and cigarettes in the evening
  • Spend the last hour before bed doing a calm activity, and avoid electronics before sleeping
  • If you do have insomnia, go into a different room and do something relaxing until you feel drowsy

So as you set your clocks back on November 1, use it as a reminder to assess your lifestyle and sleeping habits to ensure you are getting the best sleep you can for a productive day!






Quest Diagnostics’ ExamOne Life Insurance Testing Business to Acquire Superior Mobile Medics

October 22, 2015 Carriers

MADISON, N.J., Oct. 21, 2015 /PRNewswire/ — Quest Diagnostics (NYSE: DGX), the world’s leading provider of diagnostic information services, announced today that its ExamOne business, the leader in helping insurers meet their underwriting needs, has agreed to acquire the business assets of Superior Mobile Medics. Based in San Diego, Calif., Superior Mobile Medics is a national provider of paramedical and […]

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Committed to helping our industry grow

October 21, 2015 Carriers

One of our goals as an organization is to facilitate transparent, meaningful dialogue with leaders in the insurance industry. This year, we had the privilege of meeting with dozens of insurance companies, direct marketers and distribution executives and made an effort to record and catalogue the common themes inherent in our discussions. Recently our team […]

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In 2015, I’m Committed To: The Applicant Experience

October 13, 2015 #Committed2 You

ExamOne’s success depends on the quality of every applicant’s experience when applying for life insurance. Jeremy Whitley serves as ExamOne’s Quality Manager, and he and his quality assurance team are committed to leading the industry in quality. “We are committed to continuously improving the applicant experience,” said Jeremy. “We proactively pursue quality by ensuring data […]

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Series: Committed to Quality – High Quality Examiners

October 6, 2015 #Committed2 You

Good examiners gather good data. Underwriters are able to make confident decisions when they trust the data integrity. Examiner IQ Our Examiner IQ program identifies problematic examiners by assessing physical measurement authenticity and specimen quality along eight benchmarks. With the implementation of Examiner IQ in 2014, we’ve seen a 10% increase in physical measurement and specimen quality. […]

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Three Reasons You Should Purchase Life Insurance

September 15, 2015 Carriers

I look forward to September every year because it’s when I get to share my enthusiasm for the importance of life insurance to an even broader audience than normal. ExamOne has always been a strong supporter of Life Insurance Awareness Month. And this year, it’s an even more exciting time since according to the MIB […]

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Prostate Cancer Awareness Month

September 8, 2015 Carriers

Prostate cancer is the second most common type of cancer among men, and about 1 in 7 men will be diagnosed with it in their lifetime.[1] In order to raise awareness about this disease, September was designated as Prostate Cancer Awareness Month, and serves as a reminder for many men to get the testing they […]

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ExamOne Shows Support For Life Insurance Awareness Month

August 31, 2015 Carriers

September kicks off Life Insurance Awareness Month, an event that’s more important than ever, especially considering there are more than 95 million Americans who do not have life insurance coverage at all[1]. The goal of the event is to educate Americans about the need for coverage and correct many misconceptions the public believes about life […]

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Feel Confident in Your Underwriting Decisions

August 24, 2015 Carriers

With our exclusive access to clinical laboratory results from Quest Diagnostics, underwriters now have faster access to specific health information from applicants. If applicant consent* is obtained, underwriters are provided with instant protective value through the historical health database by receiving information that would traditionally be found in the APS. Additionally, by checking the clinical […]

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