Carriers

October is Health Literacy Month, which promotes the importance of individuals understanding information about their health. According to the National Assessment of Adult Literacy, nearly 90% of adults lack the health literacy skills needed to manage and prevent disease. Additionally, studies have found that limited health literacy skills correlate with poor health outcomes, including higher hospitalization rates and less frequent use of preventative measures.

Access to health data helps raise awareness

With more than 70% of medical decisions based on laboratory testing*, laboratory results are valuable insights into an individual’s health. Online laboratory results from an applicant’s life insurance application provide a unique opportunity for individuals to learn more about their health. ExamOne’s online laboratory results**, Inside Look®, makes it easy for applicants to view and understand their laboratory test results. Watch a demo of the patented ocular view of our online laboratory results.

Unknown health conditions may also be revealed. For example, the American Diabetes Association says there are more than 7 million Americans who are undiagnosed diabetics. Elevated A1c levels revealed from laboratory testing could alert an individual to visit their physician to determine if more targeted care is needed.

Giving your applicants more

Inside Look is a secure and comprehensive reporting tool that enables applicants to become more aware of their health, while providing life insurance agents and carriers the opportunity to strengthen relations with their clients. The interactive and “no cost” experience is a valuable benefit to completing the life insurance exam process. Applicants repeatedly share their positive reviews of receiving their personal health information.

Health Literacy Month is a good opportunity to promote the value of an individual’s health data. While protecting their family with life insurance, they are also empowered to maintain or improve their  health by receiving an “inside look” into their current health status.

*Quest Diagnostics

**Online results are for blood and urine specimens only, and availability is subject to carrier participation. Reports with sensitive results, such as positive HIV or drugs of abuse, are not provided online.

 

Industry and company growth in Canada

by Kem Snavely Frost on October 10, 2017

The Canadian Life and Health Insurance Association (CLHIA) recently reported that in 2016, average life insurance protection owned by Canadians surpassed $400,000 per insured household, driven by a 5.2% year-over-year increase in individual life insurance owned. ExamOne is proud to support this growing market with the recent acquisition of Watermark Insurance Services, Inc. and BW Underwriting Services Inc. in Canada.

The combination of two leading companies results in expanded reach and product offerings throughout Canada. Helping our clients protect more families with life insurance is the goal in all of the markets ExamOne serves.

We have our clients covered in Canada:

  • 2 North American laboratories and 14 regional offices
  • Expansive mobile examiner coverage
  • Convenient in-centre locations
  • Call centres in Montreal and Toronto
  • Multi-lingual website, applicant preparation materials and innovative applicant online laboratory results
  • Expanded product offering with Motor Vehicle Reports, Attending Physician Statements and outsourced underwriting services
  • Dedicated staff ensuring fast turnaround times, accurate test results and regulatory compliance

In addition, our staff in Canada has always been committed to superior service and several employees were recognized for this dedication at our annual convention.

Learn more about our commitment to Canada at ExamOne.ca.

Webinar: Millennial behavior and laboratory insights

August 11, 2017 Carriers

Did you know there are 1.8 billion Millennials worldwide? Their purchasing behavior has redefined how businesses position their messaging, products and services. According to the 2016 Insurance Barometer study, 43% of millennial households own individual life insurance. So what do insurers and producers need to know when targeting millennials? And what trends are we seeing […]

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Illicit drug use in the US is at the highest rate in a decade

June 26, 2017 Carriers

Quest Diagnostics released its annual Drug Testing IndexTM in May.(1,2)  It revealed that the American workforce had the highest positivity rate for illicit drugs in the past 12 years. Cocaine continued its upward trend for the fourth consecutive year. Marijuana positivity increased dramatically with notable increases in Colorado and Washington, both states that have legalized […]

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Applicants want to see our commitment to them

June 15, 2017 Carriers

Transparency:  characterized by visibility or accessibility of information especially concerning business practices. I recently came across an article on my LinkedIn news feed posted by LIMRA – “What kind of experience do consumers want when buying life insurance.” I was excited to gain this applicant insight because: 1) The MIB index showed three consecutive months […]

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How life insurers can support men’s health with actionable insights

June 5, 2017 Carriers

This June, we’re committed to raising awareness about men’s health. Insurers have a unique opportunity to support applicant health because of the health discovery process during a life insurance application. Prevalence of chronic diseases, like heart disease and diabetes, continues to grow in the United States. In 2015, 191 million Americans had at least one […]

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Ask the Expert: Why use an outsourced contact center for your business?

June 2, 2017 Ask The Experts

Why should I outsource a contact center instead of hiring my own team? Building and staffing a contact center can be costly, and set-up is extensive. Most contact center service providers are equipped to be reflexive for different types of clients and industries. Many offer consultative services to build a script and workflow that fits […]

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Ask the Expert: The prevalence of hepatitis C

May 30, 2017 Ask The Experts

As we wrap up Hepatitis Awareness Month, we sat down with our laboratory expert, Betsy Sears, to ask her some questions regarding hepatitis C (Hep C).  Hep C affects millions of people who may not even know they are living with it. The Centers for Disease and Prevention Control (CDC) estimates that up to 75% of […]

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Committed to getting results

April 24, 2017 Carriers

Some of our ExamOne everyday heroes can be found working in our laboratories. From prepping specimens, to testing and analyzing results, these employees play a vital role in the critical testing we perform—ultimately helping more families be protected with life insurance. Medical Laboratory Professionals Week (MLPW)—celebrated April 23-29 this year—is a special opportunity to recognize […]

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Alcohol abuse responsible for thousands of deaths each year

April 20, 2017 Carriers

During the month of April, the National Council on Alcoholism and Drug Dependence (NCADD) sponsors Alcohol Awareness Month to increase public awareness and understanding, and reduce the stigma associated with alcoholism that too often prevents individuals and families from seeking help. Alcohol abuse, which can lead to alcoholism, is a pattern of drinking resulting in […]

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