life insurance application

In our industry, we all share a common goal of protecting families. And the more closely we work with applicants, the more personal that goal becomes.

If you’re a broker or direct marketer, you know this all too well.

After all, applicants put their trust in you to guide them through one of the most personal decisions they’ll ever make – how to provide for their families after they’re gone. They’re relying on your expertise to give them peace of mind.

And throughout the application process, you get to know your clients. You learn about the lives of the families you’re helping to protect. You realize first-hand that this business isn’t just about selling policies…

…It’s about securing futures.

At ExamOne, we not only value your business – we value your relationships with your clients. And we recognize the important role we play in strengthening those relationships. A positive exam experience will inspire clients’ confidence in doing business with you… and in choosing you to help secure their families’ futures.

ExamOne’s goal is to serve as a trusted partner for brokers and direct marketers throughout the insurance examination process. That’s why we are dedicating a new resource section on our blog to you.  We’ll show you how we can help even more.

This new resource will help you:

-Learn about the innovative tools and services we’ve designed to cater to your business needs,

-Get to know the dedicated team members who will be there for you every step of the way, and

Discover ExamOne’s commitment to providing the highest-quality paramedical services in the industry.

Can’t wait for our next post to learn more? Connect with our brokerage and direct marketing experts.

An ExamOne employee’s own applicant experience

by Jessica Wahaus on August 3, 2016

Photo Jun 13, 16 18 01Ashley Humphrey is a District Sales Manager for ExamOne who recently had a real-life experience with the life insurance application process. Read on to find out what Ashley learned as she applied for life insurance for the first time, and how she felt about experiencing ExamOne’s superior applicant experience firsthand.

Why did you decide to get life insurance?

I decided to get life insurance because up until now I only had a group life insurance policy through my employer. I decided it was time to add more security for my husband and three young kids. I felt irresponsible for not having this in place for my family, especially in my line of work.

Although you have a close connection to the industry, was there anything that surprised you about the application process?

One thing that became even more apparent to me is how much work the insurance agents put into securing business with a client. My agent spent hours on our policy, driving over 45 minutes to meet with me, preparing packets, etc. At ExamOne, we always take the importance of our role in keeping this business for our clients seriously, but it became even more obvious to me how much of an impact our work has on an agent’s business and livelihood!

This process also showed me the importance of applicant prep. Had I not known as much about the process from my experience at ExamOne, the prep we received from the agent would have left us with lots of questions. Continuing to educate clients on the resources available for applicant prep at MyExamOne.com is something I will focus on more, not only with my team, but also with the agents with whom I interact.

How did being an applicant for the first time give you a deeper appreciation of an ExamOne service or offering?

Like everyone, my husband and I are very busy. Having someone cater to your needs is essential in this situation. Otherwise, I can definitely see how someone could put off having the exam done. It’s just one more thing to add to our busy lives, but ExamOne made the process very easy to complete quickly.

What advice would you give to someone considering purchasing life insurance?

My advice is to make a decision on a policy amount you are comfortable with and to commit to finishing the process. You don’t want your labor of researching and meeting with agents to be in vain. Although it took about 1 ½ months total from our first meeting with our agent to getting our policy issued, it is important to stick with it. The security my husband and I feel for our family after obtaining life insurance was the goal and we’re glad we made that decision.


 

If you are applying for life insurance and want to learn more about what to expect during your exam, visit MyExamOne.com. If you’re not yet protected by life insurance, find an advisor near you to start the application process.

Our Paperless Process

April 21, 2016 Uncategorized

Introducing our eSignature paperless process. With DocuSign eSignautre, documents are immediately processed, saving time and paper.

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Do you want to improve your completion rate?

May 29, 2015 Carriers

The industry average turnaround time is two weeks. Schedule Now averages a turnaround time of one week by using multiple locations, real-time scheduling and more accurate examiner calendars. Applicant convenience is the most important piece of scheduling and we offer multiple location options – home, work, local ExamOne office or one of our Quest Diagnostics […]

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In 2015, I Commit To: Spreading The Word

January 19, 2015 #Committed2 You

As ExamOne’s Marketing Manager, I’m committed to helping our clients spread the word on the importance of life insurance in 2015. I believe in the power of life insurance and I want every family in America covered. According to LIMRA, there are 95 million Americans without life insurance. By committing to spread the word, we can […]

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Four Steps to Improving the Life Insurance Buying Process

July 17, 2014 Carriers

During a recent flight home from an industry event, I sat in my seat re-reading my previous “State of the Industry” blogs. A common theme resonated throughout each of them – Simplified Process.  I am passionate about a simplified process because it is what our applicants tell us they want. What Should A Simplified Process […]

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What is the ‘hidden healthy’ and how does it aid in underwriting?

September 30, 2013 Carriers

We’ve talked a lot this month about the declining rates of individually owned life insurance policies. Consumers tell us one of the reasons is the perception that it “costs too much.” One of our predictive modeling tools, Risk IQ, has shown promise in getting more individuals into preferred classes and has the potential to get […]

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First Annual Life Insurance Fair raises awareness among our employees

September 24, 2013 Carriers

In an era where much of the country seems to rarely think about life insurance, we felt it was important to spread the     word – someway, somehow.  In support of Life Insurance Awareness Month, we decided to add a new element to our campaign this year and take this important message to our […]

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No More Excuses

September 17, 2013 Carriers

If you ask someone who does not have life insurance why they don’t have a policy, most likely they have an excuse. Maybe they’ve never been told the benefits of life insurance for their situation. This blog will highlight three excuses commonly used by consumers to not purchase a policy and why an individual should […]

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Protect your loved ones today; they will thank you tomorrow

September 9, 2013 Carriers

September starts Life Insurance Awareness Month. This is an educational program that was started by the non-profit Life and Health Insurance Foundation for Education (LIFE). The campaign is designed to help raise awareness about the role of life insurance as part of a household’s financial security plan. This month the insurance industry will come together […]

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