Tag: blood alcohol concentration

Carriers

Drinking and life insurance: Laboratory insights help identify the rising risk of alcohol abuse

April 12, 2024 By

A cost-effective test to identify and properly price alcohol risk is the blood alcohol concentration (BAC) assay. Simply adding this to your testing profile provides blood alcohol values and an indication of your applicant’s recent alcohol intake.

Carriers

Drinking through the life insurance exam: Why insurers should be concerned about an elevated blood alcohol concentration level

April 28, 2021 By

Individuals who have an elevated blood alcohol concentration level tend have nearly 10x the mortality risk of other life insurance applicants.