Category: Carriers

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Carriers

Life insurance laboratory collaboration study: $4 billion tobacco misrepresentation cost to the life insurance industry that is getting worse with time

July 21, 2022 By

American Para Professional Systems, Clinical Reference Labs, ExamOne, and IMS Paramed have joined forces to create a robust deidentified dataset of life insurance applicants spanning the years 2015-2022. This report finds that there is a concerning industry trend of tobacco misrepresentation in the life insurance industry

Carriers

High cholesterol and COVID-19 are biggest drivers of physician visits for male life insurance applicants

June 28, 2022 By

With ExamOne's unique laboratory testing results database, insurers can take a deeper look at the conditions that are most commonly diagnosed in male life insurance applicants.

Carriers

Increases in hepatitis C (HCV) warrant revisiting screenings for life insurance applicants

May 18, 2022 By

Hepatitis Awareness Month in May brings important attention to the gaps in care, helps more people become aware of their risk and screening options, and is an appropriate time for insurers to evaluate their HCV life insurance testing requirements.

Carriers

Five common diagnoses found in female life insurance applicants’ historical laboratory results

May 10, 2022 By

Using laboratory testing history databases to evaluate applicant risk can provide life insurance underwriters a more complete picture of applicant health.

Carriers

Consumers are confident in their life insurance exam experience

February 4, 2022 By

Now more than ever, it’s important that insurers and consumers are confident that the life insurance exam is a convenient, safe, and positive experience.

Carriers

Increases in BMI among applicants in the life insurance marketplace during the COVID-19 pandemic

February 2, 2022 By

Carriers

Top blog posts of 2021

January 10, 2022 By

As the life insurance industry continued to evolve and adjust to the pandemic, the demand for information on how to use valuable health data was evident by the popularity of these blog posts for 2021.

Carriers

Debunking the myths: the facts about cotinine

November 17, 2021 By

ExamOne's cotinine testing data shows that smoking non-disclosure rates for life insurance applicants are up from 27% in 2010 to 43% in 2021. Laboratory testing is the only way to discover who has “smoker’s amnesia.”

Carriers

The potential long-term COVID-19 mortality impact on life insurance applicants

October 20, 2021 By

This article highlights some of the potential concern insurers may face in regards to long-term COVID-19 mortality impact on applicants.

Carriers

3 ways real-time health data is shaping the future of life insurance

September 29, 2021 By

The adoption of instantaneous health data in the underwriting process will help move the life insurance industry forward now and in the future.