Category: Carriers

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Ask The Experts

WHITEPAPER: Identify pre-existing health conditions from dental clinical notes

March 9, 2023 By

Find out how oral healthcare indicators can help determine the appropriate risk class or adjustment based on the applicant’s health risk indicators.

Ask The Experts

Life insurance laboratory collaboration study: $4 billion tobacco misrepresentation cost to the life insurance industry

January 25, 2023 By

American Para Professional Systems, Clinical Reference Labs, ExamOne, and IMS Paramed have joined forces to create a robust deidentified dataset of life insurance applicants spanning the years 2015-2022. This report finds that there is a concerning industry trend of tobacco misrepresentation in the life insurance industry

Ask The Experts

$2.6 billion of protective value identified through paramed and laboratory underwriting evidence

December 29, 2022 By

New life insurance study finds testing for undiagnosed diabetes and hypertension is worth $2.6 billion in protective value.

Carriers

50 Years of Laboratory Testing: A legacy of empowering decisions

December 20, 2022 By

From the mid 2000s until the present, declining life expectancy, increase drug use and smoking, plus the powerful tool data has become created huge changes to life insurance underwriting.

Carriers

The role of data in the post-pandemic underwriting process

November 29, 2022 By

Are you positioned to get the data you need to help your applicants get policies faster? ExamOne’s suite of data products allow insurers to maintain their company’s mortality experience and feel confident in the decisions they are making.

Ask The Experts

More than a call center

November 3, 2022 By

By providing applicants with more options, we have increased personal history collection completion rates by 40%. Find out more about our call center and health history collection solutions.

Brokers

What you told us: 2022 client survey

October 27, 2022 By

Thank you to the thousands of clients who participated in our annual customer satisfaction Survey, which focused on questions about our coverage, quality, and support.

Carriers

High cholesterol and COVID-19 are biggest drivers of physician visits for male life insurance applicants

June 28, 2022 By

With ExamOne's unique laboratory testing results database, insurers can take a deeper look at the conditions that are most commonly diagnosed in male life insurance applicants.

Carriers

Increases in hepatitis C (HCV) warrant revisiting screenings for life insurance applicants

May 18, 2022 By

Hepatitis Awareness Month in May brings important attention to the gaps in care, helps more people become aware of their risk and screening options, and is an appropriate time for insurers to evaluate their HCV life insurance testing requirements.

Carriers

Five common diagnoses found in female life insurance applicants’ historical laboratory results

May 10, 2022 By

Using laboratory testing history databases to evaluate applicant risk can provide life insurance underwriters a more complete picture of applicant health.