Category: Ask The Experts
Frequently asked questions answered by our medical and life insurance industry experts.
Life insurance laboratory collaboration study: $4 billion tobacco misrepresentation cost to the life insurance industry
American Para Professional Systems, Clinical Reference Labs, ExamOne, and IMS Paramed have joined forces to create a robust deidentified dataset of life insurance applicants spanning the years 2015-2022. This report finds that there is a concerning industry trend of tobacco misrepresentation in the life insurance industry
$2.6 billion of protective value identified through paramed and laboratory underwriting evidence
New life insurance study finds testing for undiagnosed diabetes and hypertension is worth $2.6 billion in protective value.
More than a call center
By providing applicants with more options, we have increased personal history collection completion rates by 40%. Find out more about our call center and health history collection solutions.
Ask the Expert: Find out how ScheduleNow makes booking exam appointments easier
Say goodbye to phone tag. ScheduleNow makes booking appointments easier for life insurance agents and applicants. It allows users to make an exam appointment at an ExamOne office, Quest Diagnostic exam center, or with a mobile examiner online.
Ask the Expert: Applicant texting program answers
To better reach consumers and improve turnaround times, text messages are delivered at key moments during the life insurance application journey. Our Product and Marketing team compiled some frequently asked questions from clients about the texting program.
Ask the Expert: Text messaging places laboratory report in consumers’ hands
Life insurance applicants can receive a text message when their laboratory results are ready.
LabPiQture: studies show various case uses for risk assessment underwriting
Reinsurers have been engaged in studying subsets of deidentified LabPiQture data to evaluate effectiveness of this unique information source.
Ask the Expert: Discover more about historical laboratory data for life insurance underwriting
Historical laboratory data can be useful for life insurers in the underwriting process. Discover some of the top diagnoses codes and doctor specialties.
