October is Health Literacy Month, which promotes the importance of individuals understanding information about their health. According to the National Assessment of Adult Literacy, nearly 90% of adults lack the health literacy skills needed to manage and prevent disease. Additionally, studies have found that limited health literacy skills correlate with poor health outcomes, including higher hospitalization rates and less frequent use of preventative measures.

Access to health data helps raise awareness

With more than 70% of medical decisions based on laboratory testing*, laboratory results are valuable insights into an individual’s health. Online laboratory results from an applicant’s life insurance application provide a unique opportunity for individuals to learn more about their health. ExamOne’s online laboratory results**, Inside Look®, makes it easy for applicants to view and understand their laboratory test results. Watch a demo of the patented ocular view of our online laboratory results.

Unknown health conditions may also be revealed. For example, the American Diabetes Association says there are more than 7 million Americans who are undiagnosed diabetics. Elevated A1c levels revealed from laboratory testing could alert an individual to visit their physician to determine if more targeted care is needed.

Giving your applicants more

Inside Look is a secure and comprehensive reporting tool that enables applicants to become more aware of their health, while providing life insurance agents and carriers the opportunity to strengthen relations with their clients. The interactive and “no cost” experience is a valuable benefit to completing the life insurance exam process. Applicants repeatedly share their positive reviews of receiving their personal health information.

Health Literacy Month is a good opportunity to promote the value of an individual’s health data. While protecting their family with life insurance, they are also empowered to maintain or improve their  health by receiving an “inside look” into their current health status.

*Quest Diagnostics

**Online results are for blood and urine specimens only, and availability is subject to carrier participation. Reports with sensitive results, such as positive HIV or drugs of abuse, are not provided online.

 

Industry and company growth in Canada

by Kem Snavely Frost on October 10, 2017

The Canadian Life and Health Insurance Association (CLHIA) recently reported that in 2016, average life insurance protection owned by Canadians surpassed $400,000 per insured household, driven by a 5.2% year-over-year increase in individual life insurance owned. ExamOne is proud to support this growing market with the recent acquisition of Watermark Insurance Services, Inc. and BW Underwriting Services Inc. in Canada.

The combination of two leading companies results in expanded reach and product offerings throughout Canada. Helping our clients protect more families with life insurance is the goal in all of the markets ExamOne serves.

We have our clients covered in Canada:

  • 2 North American laboratories and 14 regional offices
  • Expansive mobile examiner coverage
  • Convenient in-centre locations
  • Call centres in Montreal and Toronto
  • Multi-lingual website, applicant preparation materials and innovative applicant online laboratory results
  • Expanded product offering with Motor Vehicle Reports, Attending Physician Statements and outsourced underwriting services
  • Dedicated staff ensuring fast turnaround times, accurate test results and regulatory compliance

In addition, our staff in Canada has always been committed to superior service and several employees were recognized for this dedication at our annual convention.

Learn more about our commitment to Canada at ExamOne.ca.

Life Insurance Awareness Month: Knowing your loved ones are protected

September 25, 2017 Uncategorized

Recently, our employees stepped up to raise awareness for life insurance at our Kansas City facility during an employee “fun” walk and vendor fair. The Life Insurance Awareness Month #Steps2Protect walk gave employees a chance to partake in some healthy exercise and talk to vendors like insurance agents, the fire department and health coaches about […]

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UPDATE: Debunking the myths: the facts about cotinine

September 21, 2017 Applicants

We are continually getting more data around smoking and life insurance. This popular post from 2012 has been updated with recent research. According to the Foundation for a Smokefree America, smoking is the single most preventable cause of death and disease causing more fatalities than cocaine, auto accidents, AIDS, alcohol, heroin, fire, suicide and homicide […]

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Life insurance examiners – Putting “heart” into their work

August 27, 2017 Examiners

During the last week of August, we recognize our vital employees during Life Insurance Examiner Appreciation Week. Being the “face” of ExamOne, they get to personally interact and provide superior customer service to individuals taking the important step of protecting their family with life insurance. This year we are showing our gratitude in several different […]

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How much does life insurance cost a Millennial?

August 23, 2017 Applicants

I recently shared something very private in a very public forum. It may even be something you do, too. No, it wasn’t a deep dark secret – it was my monthly subscription spending! Yes, I’m that person. I have gym memberships, product deliveries, online movie service and several other monthly fees that totaled more than […]

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Webinar: Millennial behavior and laboratory insights

August 11, 2017 Carriers

Did you know there are 1.8 billion Millennials worldwide? Their purchasing behavior has redefined how businesses position their messaging, products and services. According to the 2016 Insurance Barometer study, 43% of millennial households own individual life insurance. So what do insurers and producers need to know when targeting millennials? And what trends are we seeing […]

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Committed to client success: 2016 award winners

August 10, 2017 #Committed2 You

At ExamOne, we’re committed to being a premier service provider to life insurers while creating a positive experience for those taking the important step of protecting their families with life insurance. Each year, we recognize the hardworking employees who have been leaders in demonstrating this commitment. Brian Barnes | 2016 Distribution Representative & IMO Representative […]

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5 summer safety tips to help protect your family

August 10, 2017 Applicants

1. Water awareness Did you know that drowning is the second leading cause of unintentional death in children from ages 1-14 in the United States? Even with gates surrounding pool areas, lifeguards on duty, and the protective eyes of parents, it still isn’t enough to stop drowning completely. Below are some tips to assist with […]

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Join together on World Hepatitis Day

July 28, 2017 Applicants

Each summer, the World Health Organization commemorates World Hepatitis Day on July 28 to spread awareness and understanding of the disease and its impact. Hepatitis is one of the world’s leading causes of death, and there are 325 million people living with the disease. That is why it is important for the world to join […]

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