During the last week of August, we recognize our vital employees during Life Insurance Examiner Appreciation Week. Being the “face” of ExamOne, they get to personally interact and provide superior customer service to individuals taking the important step of protecting their family with life insurance.

This year we are showing our gratitude in several different ways. Employees at our home office and across the country share their “thank you’s” in this video. We also compiled some notes of recognition from peers and the applicants themselves below. The celebrations this week are just a small token of appreciation in comparison to the commitment our examiners display every day. Thank you for not only being the “face” but the “heart” of ExamOne.

“I personally want to offer you my most sincere thanks, our company is better because of the work you do. We hope we can show you our appreciation this week, next week and every day throughout the year because your dedication deserves it.” – Troy Hartman, President ExamOne

Tiffiny Sims, Examiner in South Bend, IN – “Tiffiny’s commitment is real. Not only is she a good examiner and regularly complimented by her peers on her pleasant attitude at events, but she is also a genuinely good person. She and her husband work tirelessly to help the homeless in our area. They were even honored by the city for their charitable efforts this year. She has set an example and inspired me to be a better person. Tiffiny’s willingness to go out of her way for us is unbelievable. Now if I could just clone her.” – Annette McCreary, Branch Manager

“I want to genuinely thank my examiner. She was wonderful to work with, courteous and professional. Great hire ExamOne!” – Life insurance applicant

Jerie Tau, Examiner in Auburn, WY – “The weather and vast amount of territory to cover out in the West can be daunting for an examiner. But Jerie’s attitude can be summed up in her common comment: “This is what we do!” She’s traveled through snowstorms, filled in last minute at an event 350 miles away, and regularly helps out without hesitation. Instead of cancelling appointments, during a snowstorm she booked a hotel to be closer to her applicants and completed their exams. She puts the client first. In an area where we have more deer and antelope than humans, it’s imperative to have someone as dependable as Jerie.” – Marianne Huber, Branch Manager

“The examiner who came to my home was wonderful. She went above and beyond to communicate well, was patient with me filling out my paperwork and just an all-around pleasant person to have in my home. ExamOne is a company I would trust again because of people like her being on your staff.” – Life insurance applicant

Marla White, Examiner in Indianapolis, IN – “Marla maintains the attitude that ‘the work must be done’ and she steps up to complete it. When the office had some technology challenges, she requested additional training to help get us up to speed. Her willingness to learn and continue to push herself is reflected in our improved quality. Her professionalism even in challenging times and her genuine passion of serving the customer is a great example of the type of examiners that work for ExamOne.” – Melanie Middleton-Cruz, Field Operations Coordinator

“I was more than satisfied with the process — specifically the examiner. She was fantastic.  She ALMOST makes me want to have another blood draw. She was very professional and efficient. I was in and out of there in just a few minutes.”– Life insurance applicant

How much does life insurance cost a Millennial?

by Beth Millay on August 23, 2017

I recently shared something very private in a very public forum. It may even be something you do, too. No, it wasn’t a deep dark secret – it was my monthly subscription spending! Yes, I’m that person. I have gym memberships, product deliveries, online movie service and several other monthly fees that totaled more than $200 per month.

Subscription generation
My financial habits were put on display recently during a webinar ExamOne hosted about Millennial purchasing trends. Since I was born between 1981 and 1998 and am a Millennial myself, I shared this information to give a first-hand glimpse into my spending habits.

We have been called the “subscription generation,” but do you know what isn’t on many Millennials’ monthly spending list? A monthly life insurance premium isn’t always a priority. Why is that? According to the 2017 Insurance Barometer study*, three out of four millennials (73%) overestimate the cost of life insurance. On average, they incorrectly assume life insurance costs three times more than it does. This misperception is likely dissuading them from considering becoming protected by life insurance.

Life insurance probably isn’t as expensive as we think
Life Happens states that a healthy 30-year-old can get a 20-year $250,000 term life insurance policy for about $13 a month. Most of my disposable monthly fees are around that price, but to be honest I didn’t realize it was as comparable as it is. I also think many younger people don’t realize that they could be getting the best rates and coverage when young and healthy.

Another thing I found interesting in my research was that 50% of Millennials say no one has approached them to buy life insurance. Yes, my generation conducts most research online, has high customer service expectations, and can be picky about brands we buy, but we also appreciate advice from an expert. The Insurance Barometer study found 42% of Millennials surveyed want to buy life insurance through an agent or advisor.

Talk to me about life insurance
So instead of making fun of the box full of outfits, toys and treats for their pets some Millennials have delivered to their door every month, engage us in a conversation about how life insurance is an important step in our financial maturity. Show us the importance and affordability of such a decision. It’s a subscription for protection. I’ll buy that.

For more purchasing and laboratory trends of the largest generation in our history, watch our on-demand webinar.  You will see insight behind my (now very public) list of monthly Millennial “necessities” and how my generation decides where to spend our money.

* The 2017 Insurance Barometer study, conducted by LIMRA and Life Happens

Webinar: Millennial behavior and laboratory insights

August 11, 2017 Carriers

Did you know there are 1.8 billion Millennials worldwide? Their purchasing behavior has redefined how businesses position their messaging, products and services. According to the 2016 Insurance Barometer study, 43% of millennial households own individual life insurance. So what do insurers and producers need to know when targeting millennials? And what trends are we seeing […]

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Committed to client success: 2016 award winners

August 10, 2017 #Committed2 You

At ExamOne, we’re committed to being a premier service provider to life insurers while creating a positive experience for those taking the important step of protecting their families with life insurance. Each year, we recognize the hardworking employees who have been leaders in demonstrating this commitment. Brian Barnes | 2016 Distribution Representative & IMO Representative […]

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5 summer safety tips to help protect your family

August 10, 2017 Applicants

1. Water awareness Did you know that drowning is the second leading cause of unintentional death in children from ages 1-14 in the United States? Even with gates surrounding pool areas, lifeguards on duty, and the protective eyes of parents, it still isn’t enough to stop drowning completely. Below are some tips to assist with […]

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Join together on World Hepatitis Day

July 28, 2017 Applicants

Each summer, the World Health Organization commemorates World Hepatitis Day on July 28 to spread awareness and understanding of the disease and its impact. Hepatitis is one of the world’s leading causes of death, and there are 325 million people living with the disease. That is why it is important for the world to join […]

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Recognizing our employees committed to serving Canada

July 13, 2017 #Committed2 You

At ExamOne, our employees are committed to providing premier service to life insurers, while creating a positive experience for those taking the important step of protecting their families with life insurance.  At our annual convention earlier this year, a few of those committed individuals were recognized for superior service to our clients and applicants in […]

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Gain peace of mind on National Insurance Day

June 26, 2017 Applicants

National Insurance Day is recognized this year on Wednesday, June 28.  It is a great opportunity to review current life insurance coverage or obtain new insurance. Life and disability insurance can offer peace of mind in the face of financial catastrophe due to illness, injury or even death. The truth is that life insurance is probably […]

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Illicit drug use in the US is at the highest rate in a decade

June 26, 2017 Carriers

Quest Diagnostics released its annual Drug Testing IndexTM in May.(1,2)  It revealed that the American workforce had the highest positivity rate for illicit drugs in the past 12 years. Cocaine continued its upward trend for the fourth consecutive year. Marijuana positivity increased dramatically with notable increases in Colorado and Washington, both states that have legalized […]

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Join us for a summer road trip

June 21, 2017 #Committed2 You

Our industry is built on relationships. The relationships that carriers, agents, and brokers have with their clients, and the relationships between vendors and partners like us. For our part, we are committed to bringing the most value that we can to these relationships. From our sales representatives in the field to the operational teams in […]

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