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Life insurance laboratory collaboration study: $4 billion tobacco misrepresentation cost to the life insurance industry

January 25, 2023 By

American Para Professional Systems, Clinical Reference Labs, ExamOne, and IMS Paramed have joined forces to create a robust deidentified dataset of life insurance applicants spanning the years 2015-2022. This report finds that there is a concerning industry trend of tobacco misrepresentation in the life insurance industry