Tag: tobacoo

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Life insurance laboratory collaboration study: $4 billion tobacco misrepresentation cost to the life insurance industry that is getting worse with time

July 21, 2022 By

American Para Professional Systems, Clinical Reference Labs, ExamOne, and IMS Paramed have joined forces to create a robust deidentified dataset of life insurance applicants spanning the years 2015-2022. This report finds that there is a concerning industry trend of tobacco misrepresentation in the life insurance industry