laboratory testing

Take action on World Hepatitis Day

by ExamOne on July 27, 2018

Each summer, the World Health Organization commemorates World Hepatitis Day on July 28 to spread awareness and understanding of the disease and its impact. Hepatitis is one of the world’s leading causes of death with 1.34 millions deaths a year. Currently, more than 300 million people are living with the disease. That is why it is important for the world to join together and take action to eliminate hepatitis.

Resources and educational information for individuals

According to the CDC, approximately 75% of people living with hepatitis are not aware or do not have symptoms of an infection. That includes 3 million baby boomers who are infected with the hepatitis C virus. Without knowledge of the infection, it could develop into fatal liver disease. Knowing your status is the first step. Quest Diagnostics provides resources such as test reminders, educational videos, and information on blood tests that can help determine status.

Hepatitis testing for life insurance

The CDC has found infections are increasing rapidly among young people because of the rise in opioid misuse. That, in addition to the prevalence of hepatitis C among baby boomers, is why it is important for life insurers to consider hepatitis screening for applicants of all ages. ExamOne offers a screening for the antibody of viral liver disease. Presence of the antibody indicates the presence of either a current or past hepatitis C infection. Learn more about ExamOne’s hepatitis C screening for life insurance companies.

Determine risk and raise awareness

The good news is that events like World Hepatitis Day bring more awareness to the issues and help more people become aware of their risk and screening options. Quest Diagnostics offers a short quiz to help individuals determine their risk of hepatitis C. In addition, ExamOne’s Strategic Account Representatives can help life insurance clients evaluate options for hepatitis C testing for individuals applying for life insurance.

2018 Quest Diagnostics Drug Testing Index™

The 2018 Quest Diagnostics Drug Testing Index™ (DTI) has been released and workforce drug positivity remained at the highest rate we’ve seen in a decade. The positivity rate held steady at 4.2 percent which was the same in 2016. One of the biggest shifts in drug positivity was seen in the cocaine and amphetamine classes. Positivity rates for each of these drugs skyrocketed in some areas of the country. The overall positivity for cocaine increased seven percent from 2016. As these positivity rates rise, what is the prevalence of life insurance drug abuse positivity rates?

An increase in drug positivity also prevalent in life insurance population

Our data analytic experts have done their own analysis on life insurance drug abuse positivity and they aren’t far off from the workforce positivity rates. Cocaine, which had a 0.30 positivity rate among the American workforce in 2017, had a 0.18 positivity rate within the life insurance population. Further, amphetamines which had a 1.10 positivity rate in the workforce similarly showed a 1.02 positivity rate in the life insurance subset.

Additionally, as we see marijuana being legalized in more and more states, positivity rates are rising. Marijuana positivity for the workforce was 2.10, but in life insurance it nearly doubled to 4.10.

life insurance drug abuse positivity

Understanding the prevalence of drug positivity among the American workforce should be an eye opener for insurers. This epidemic is affecting people of all walks of life, including those who work, who have families and who apply for life insurance. Take a look at this interactive map to see where some of the highest overall drug positivity is, as well as by individual drug class.

Misuse of these drugs can cause premature death and can cost insurance companies a significant amount of money, if it goes undetected during the underwriting process. If you would like to learn more about adding a drug panel to your laboratory requirements, please contact your Strategic Account Executive, or call us at 913.859.6992.

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During the month of April, the National Council on Alcoholism and Drug Dependence (NCADD) sponsors Alcohol Awareness Month to increase public awareness and understanding, and reduce the stigma associated with alcoholism that too often prevents individuals and families from seeking help. Alcohol abuse, which can lead to alcoholism, is a pattern of drinking resulting in […]

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