applicant health

Thanks for the memories

by Andrew Patch on January 11, 2018

There’s something about turning over the calendar page that makes us want to reflect. As we look ahead to an exciting 2018, it’s also a great time to look back on the journey we’ve taken with you — our clients — last year.

Watch a special “Thank You” to our partners who are dedicated to protecting more families with life insurance.

Smiley face emojis may not be the images you normally expect in your business communications. However, after you see some of the memories we shared in 2017, we hope you agree on the appropriateness of the happy little yellow faces.

Thank you, again, for another year dedicated to helping protect more families with life insurance.

 

 

October is Health Literacy Month, which promotes the importance of individuals understanding information about their health. According to the National Assessment of Adult Literacy, nearly 90% of adults lack the health literacy skills needed to manage and prevent disease. Additionally, studies have found that limited health literacy skills correlate with poor health outcomes, including higher hospitalization rates and less frequent use of preventative measures.

Access to health data helps raise awareness

With more than 70% of medical decisions based on laboratory testing*, laboratory results are valuable insights into an individual’s health. Online laboratory results from an applicant’s life insurance application provide a unique opportunity for individuals to learn more about their health. ExamOne’s online laboratory results**, Inside Look®, makes it easy for applicants to view and understand their laboratory test results. Watch a demo of the patented ocular view of our online laboratory results.

Unknown health conditions may also be revealed. For example, the American Diabetes Association says there are more than 7 million Americans who are undiagnosed diabetics. Elevated A1c levels revealed from laboratory testing could alert an individual to visit their physician to determine if more targeted care is needed.

Giving your applicants more

Inside Look is a secure and comprehensive reporting tool that enables applicants to become more aware of their health, while providing life insurance agents and carriers the opportunity to strengthen relations with their clients. The interactive and “no cost” experience is a valuable benefit to completing the life insurance exam process. Applicants repeatedly share their positive reviews of receiving their personal health information.

Health Literacy Month is a good opportunity to promote the value of an individual’s health data. While protecting their family with life insurance, they are also empowered to maintain or improve their  health by receiving an “inside look” into their current health status.

*Quest Diagnostics

**Online results are for blood and urine specimens only, and availability is subject to carrier participation. Reports with sensitive results, such as positive HIV or drugs of abuse, are not provided online.

 

Protect your family: There is nothing more valuable than your health

February 20, 2017 Applicants

Protecting your family and loved ones are very important responsibilities. However, you can’t protect them if you are not healthy yourself. Early in the year, “health” goals are especially popular. Health and laboratory screenings are a couple of ways one can better understand his or her health status — and getting them may be easier […]

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National Sleep Awareness Month: Creating Healthy Sleep Habits

March 4, 2015 Carriers

As daylight savings time approaches, we are facing shorter periods of darkness. Our clocks will “spring forward” one hour on March 8, causing us to lose an hour of sleep. During National Sleep Awareness Month, we want to remind individuals of the importance of adequate sleep and how the lack of it can cause health […]

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ExamOne Receives Empowering Better Health Award from Quest Diagnostics

February 10, 2015 Carriers

February 10, 2015 – Today ExamOne received one of Quest’s most prestigious annual awards – the Empowering Better Health Award – in recognition of its innovative consumer health tool, Inside Look® Online. Members of the product, marketing and information technology teams accepted the award on behalf of ExamOne at a special ceremony during the 2015 National […]

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Baby Boomers: Encouraged to be tested for Hepatitis C

October 7, 2013 Carriers

The Centers for Disease Control and Prevention (CDC) is now recommending  anyone born from 1946 through 1965, the generation known as the Baby Boomers, be tested for Hepatitis C.[1] The CDC is basing their recommendations on the following data: Baby Boomers are five times more likely to have Hepatitis C Greater than 75% of adults with […]

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Cotinine positivity: Has it increased or decreased in the past 12 years?

July 2, 2013 Carriers

It is important to know the cotinine positivity rates of a life insurance applicant during a typical life insurance underwriting process. An applicant’s cotinine positivity rate, when correctly captured, is useful in classifying smoking and non-smoking premium rates. In most cases, smokers pay rates as high as three times the premium of non-smokers and this […]

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Ten Years of Morbid Obesity Changes Among Life Insurance Applicants

June 11, 2013 Carriers

Obesity is increasingly becoming one of several high-risk mortality indicators. Morbid obesity, which is in the top rank of obesity classification is defined as the Body Mass Index (BMI) greater than or equal to 40 kgm-2. (Standard World Health Organization’s BMI classification can be found here.) Since morbid obesity is closely linked to extremely high […]

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Online Lab Results: Increase Your Applicant’s Health Awareness

June 13, 2012 Carriers

Today, more than ever, concerns about growing healthcare costs are influencing people to lead healthier lifestyles. With this intensified motivation for better health in mind, we have a service that will increase your applicant’s awareness of his or her current health status. Online Lab Results Applicants whose specimens are tested at ExamOne can register on […]

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