Tag: life insurance
White Paper: Optimum Life Re finds potential 2.5x increased detection of hepatitis B through an improved reflex rule
ExamOne® recently sought to produce a better reflex rule for hepatitis B screening in life insurance using predictive modeling. In a new study, Optimum Life Re evaluates the performance of the ExamOne model in comparison with conventional reflex rules that are solely based on the results of liver function tests.
Drinking and life insurance: Laboratory insights help identify the rising risk of alcohol abuse
A cost-effective test to identify and properly price alcohol risk is the blood alcohol concentration (BAC) assay. Simply adding this to your testing profile provides blood alcohol values and an indication of your applicant’s recent alcohol intake.
Did you have a positive life insurance exam experience?
Find out how ExamOne ensures that our staff and processes are performing to the highest standard by continuously monitor life insurance applicants’ satisfaction survey results and consumer input.
CASE STUDY: Personal History Collection Effectiveness
Looking for alternate ways to gather detailed health and lifestyle information needed to assess the risk of the proposed insured? Learn how a leading carrier used ExamOne’s personal history collections to improve overall performance and consumer engagement.
New paper-less paramed process
In today’s world, consumers are accustomed to submitting information online for services. To help modernize the life insurance application process, find out how you can have a paper-less paramed experience.
50 Years of Laboratory Testing: A legacy of empowering decisions
From the mid 2000s until the present, declining life expectancy, increase drug use and smoking, plus the powerful tool data has become created huge changes to life insurance underwriting.
Top blog posts of 2021
As the life insurance industry continued to evolve and adjust to the pandemic, the demand for information on how to use valuable health data was evident by the popularity of these blog posts for 2021.
Debunking the myths: the facts about cotinine
ExamOne's cotinine testing data shows that smoking non-disclosure rates for life insurance applicants are up from 27% in 2010 to 43% in 2021. Laboratory testing is the only way to discover who has “smoker’s amnesia.”
7 ways to help promote life insurance awareness
For life insurance agents and consumers: Use these resources to help promote the essential message of protecting loved ones with life insurance.
Grateful for the people, processes, and purpose of the life insurance industry
See our stories of gratitude. We want to show our appreciation for the roles so many people play in helping protect more families with life insurance.
