Tag: laboratory testing
Drinking through the life insurance exam: Why insurers should be concerned about an elevated blood alcohol concentration level
Individuals who have an elevated blood alcohol concentration level tend have nearly 10x the mortality risk of other life insurance applicants.
Grateful for the people, processes, and purpose of the life insurance industry
See our stories of gratitude. We want to show our appreciation for the roles so many people play in helping protect more families with life insurance.
A day in the life of a risk assessment insurance specimen: From blood draw to delivered results, specimens are sent through a detailed process to ensure specimen integrity
Take at a look at the path a risk assessment insurance specimen takes from blood draw to delivered results.
Keeping a healthy heart: three health risks for life insurers to consider that could indicate future heart disease
Discover three contributing factors of heart disease insurers can consider when reviewing a life insurance applicant’s laboratory and medical history.
Ask the Expert: Discover more about historical laboratory data for life insurance underwriting
Historical laboratory data can be useful for life insurers in the underwriting process. Discover some of the top diagnoses codes and doctor specialties.
Laboratory insights on male life insurance applicants reveal high diabetes and hypertension rates
Discover the top five diagnoses of male life insurance applicants revealed through LabPiQture™ and as well as common non-disclosures among this population.
Incorporating blood tests into older-age underwriting facilitates faster policy issue and decreased costs
Adding additional laboratory test components to replace traditional older-age underwriting requirements helps insurers save time and money.
Ask the expert: Customizing your laboratory results to facilitate faster results
Several clients indicated that waiting for sensitive laboratory results can cause a delay in their underwriting process. By updating your sensitive tests, results can be delivered faster.
Glycolysis and hemolysis: Does it still matter to life insurers?
Specimen quality is critical for the life insurance underwriting process. With advances in lab testing protocol, do glycolysis and hemolysis still matter?
