Tag: laboratory testing
The new year is a wonderful time to consider life insurance coverage
The new year is a wonderful time to consider how life insurance coverage can help ensure your family’s long-term financial security.
Debunking the myths: the facts about cotinine
ExamOne's cotinine testing data shows that smoking non-disclosure rates for life insurance applicants are up from 27% in 2010 to 43% in 2021. Laboratory testing is the only way to discover who has “smoker’s amnesia.”
Drinking through the life insurance exam: Why insurers should be concerned about an elevated blood alcohol concentration level
Individuals who have an elevated blood alcohol concentration level tend have nearly 10x the mortality risk of other life insurance applicants.
Grateful for the people, processes, and purpose of the life insurance industry
See our stories of gratitude. We want to show our appreciation for the roles so many people play in helping protect more families with life insurance.
A day in the life of a risk assessment insurance specimen: From blood draw to delivered results, specimens are sent through a detailed process to ensure specimen integrity
Take at a look at the path a risk assessment insurance specimen takes from blood draw to delivered results.
Keeping a healthy heart: three health risks for life insurers to consider that could indicate future heart disease
Discover three contributing factors of heart disease insurers can consider when reviewing a life insurance applicant’s laboratory and medical history.
Ask the Expert: Discover more about historical laboratory data for life insurance underwriting
Historical laboratory data can be useful for life insurers in the underwriting process. Discover some of the top diagnoses codes and doctor specialties.
Laboratory insights on male life insurance applicants reveal high diabetes and hypertension rates
Discover the top five diagnoses of male life insurance applicants revealed through LabPiQture™ and as well as common non-disclosures among this population.
Incorporating blood tests into older-age underwriting facilitates faster policy issue and decreased costs
Adding additional laboratory test components to replace traditional older-age underwriting requirements helps insurers save time and money.
