Tag: laboratory testing
Top post of 2022: Life insurance laboratory collaboration study: $4 billion tobacco misrepresentation cost to the life insurance industry
American Para Professional Systems, Clinical Reference Labs, ExamOne, and IMS Paramed have joined forces to create a robust deidentified dataset of life insurance applicants spanning the years 2015-2022. This report finds that there is a concerning industry trend of tobacco misrepresentation in the life insurance industry
50 Years of Laboratory Testing: A legacy of empowering decisions
From the mid 2000s until the present, declining life expectancy, increase drug use and smoking, plus the powerful tool data has become created huge changes to life insurance underwriting.
50 Years of Laboratory Testing: A look back at the role and evolution of laboratory testing in life insurance risk assessment
Find out how laboratory testing in life insurance risk assessment continued to change in the 2000s and into the new century.
50 Years of Laboratory Testing: A look back at the role and evolution of laboratory testing in life insurance risk assessment
Take a look back at the history of lab testing for life insurance over the past 50 years. See how the industry has evolved to become an essential tool for underwriters.
High cholesterol and COVID-19 are biggest drivers of physician visits for male life insurance applicants
With ExamOne's unique laboratory testing results database, insurers can take a deeper look at the conditions that are most commonly diagnosed in male life insurance applicants.
The new year is a wonderful time to consider life insurance coverage
The new year is a wonderful time to consider how life insurance coverage can help ensure your family’s long-term financial security.
Debunking the myths: the facts about cotinine
ExamOne's cotinine testing data shows that smoking non-disclosure rates for life insurance applicants are up from 27% in 2010 to 43% in 2021. Laboratory testing is the only way to discover who has “smoker’s amnesia.”
Drinking through the life insurance exam: Why insurers should be concerned about an elevated blood alcohol concentration level
Individuals who have an elevated blood alcohol concentration level tend have nearly 10x the mortality risk of other life insurance applicants.
Grateful for the people, processes, and purpose of the life insurance industry
See our stories of gratitude. We want to show our appreciation for the roles so many people play in helping protect more families with life insurance.
