Tag: laboratory testing

Applicants

The new year is a wonderful time to consider life insurance coverage

January 3, 2022 By

The new year is a wonderful time to consider how life insurance coverage can help ensure your family’s long-term financial security.

Carriers

Debunking the myths: the facts about cotinine

November 17, 2021 By

ExamOne's cotinine testing data shows that smoking non-disclosure rates for life insurance applicants are up from 27% in 2010 to 43% in 2021. Laboratory testing is the only way to discover who has “smoker’s amnesia.”

Carriers

Drinking through the life insurance exam: Why insurers should be concerned about an elevated blood alcohol concentration level

April 28, 2021 By

Individuals who have an elevated blood alcohol concentration level tend have nearly 10x the mortality risk of other life insurance applicants.

Our Commitment

Grateful for the people, processes, and purpose of the life insurance industry

November 18, 2020 By

See our stories of gratitude. We want to show our appreciation for the roles so many people play in helping protect more families with life insurance.

Brokers

A day in the life of a risk assessment insurance specimen: From blood draw to delivered results, specimens are sent through a detailed process to ensure specimen integrity

February 21, 2020 By

Take at a look at the path a risk assessment insurance specimen takes from blood draw to delivered results.

Carriers

Keeping a healthy heart: three health risks for life insurers to consider that could indicate future heart disease

February 11, 2020 By

Discover three contributing factors of heart disease insurers can consider when reviewing a life insurance applicant’s laboratory and medical history.

Applicants

‘Tis the season to protect families with life insurance

December 18, 2019 By

Ask The Experts

Ask the Expert: Discover more about historical laboratory data for life insurance underwriting

July 29, 2019 By

Historical laboratory data can be useful for life insurers in the underwriting process. Discover some of the top diagnoses codes and doctor specialties.

Carriers

Laboratory insights on male life insurance applicants reveal high diabetes and hypertension rates

July 15, 2019 By

Discover the top five diagnoses of male life insurance applicants revealed through LabPiQture™ and as well as common non-disclosures among this population.

Carriers

Incorporating blood tests into older-age underwriting facilitates faster policy issue and decreased costs

May 29, 2019 By

Adding additional laboratory test components to replace traditional older-age underwriting requirements helps insurers save time and money.